M&T Phone:

1-800-724-1930 (for the Hearing Impaired)

Hours of operation:

Monday – Friday: 6am-9pm
Saturday – Sunday: 9am-5pm

Credit Card Inquiries

Monday–Friday 6am–9pm ET
Saturday–Sunday 9am–5pm ET

Online & Mobile Banking

Monday–Friday 8am–9pm ET
Saturday–Sunday 9am–5pm ET

Mortgage Inquiries

Monday–Friday 8:30am–9pm ET

Business Inquiries

Monday–Friday 6am–9pm ET
Saturday–Sunday 9am–5pm ET

Commercial Card Servicing

1-800-443-8671, option 4
Monday–Friday 6am–9pm ET
Saturday–Sunday 9am–5pm ET

Commercial Service Team

Monday–Friday 8am–6pm ET



Hours of operation:
Monday – Friday: 7am-7pm
Saturday: 9am-5pm




Hours of operation:
Monday – Friday: 8:30am-8pm

Mailing Address:
M&T Bank Installment Loan Payments
M&T Bank
P.O. Box 64679
Baltimore, MD 21264-4679

More Phone Numbers

Home Equity Applications: 1-800-724-8214
Home Equity Closing: 1-800-724-7555
Home Equity Servicing: 1-800-724-6444
Residential Loan Servicing: 1-800-724-2224
NELNET: 1-888-486-4722
NYHELPs: 1-888-697-4372
PHEAA: 1-800-692-7392
Auto Dealer Floor Plan: 1-800-353-4855
M&T Insurance: 1-800-350-9285
MTB Group Funds Shareholder Services: 1-800-836-2211
M&T Securities: 1-800-724-7788
Business Banking Telephone Center: 1-800-724-6070
Health Savings Account (Employer): 1-800-724-2240
Treasury Management Customer Service: 1-800-724-2240
ACH/Direct Deposit: 1-800-724-2425

M&T Mailing Address 

Legal Documents Addresses

United States Postal Service Delivery Address
M&T Bank Legal Document Processing
P.O. Box 844
Buffalo, NY 14240-0844

Overnight or In-Person Delivery Address 
M&T Bank Legal Document Processing
626 Commerce Drive
Amherst, NY 14228

Correspondence Addresses

M&T Bank Home Equity, Lines of Credit and Installment Loans
M&T Bank
P.O. Box 900
Millsboro, DE 19966-0900

M&T Bank Commercial Mortgage
M&T Bank
P.O. Box 1302
Buffalo, NY 14240-1302

M&T Mortgage
M&T Bank
P.O. Box 1288
Buffalo, NY 14240-1288

M&T Visa Credit Card
M&T Bank
P.O. Box 8405

M&T Payment Addresses

When using any Internet Bill Payment Service, be sure to enter “100001” in front of your 11-digit account number when setting up your payee. Please check your coupon book for the appropriate address.

In Case of Errors or Questions About Statement
M&T Bank
ATTN: M&T Telephone Banking Center
P.O. Box 767
Buffalo, NY 14240-0767  

M&T Commercial Mortgage Payments
M&T Bank
P.O. Box 1302
Buffalo, NY 14240-1302

M&T Mortgage Payments
M&T Bank
P.O. Box 62182
Baltimore, MD 21264-2182

M&T Visa® Credit Card Payments
M&T Bank
P.O. Box 62014
Baltimore, MD 21264-2014

M&T Bank Consumer Lending Payments – Installment Loan, HELOC, Line of Credit
M&T Bank
P.O. Box 64679
Baltimore, MD 21264-4679

Social Media 





About M&T Bank

M&T Bank is a distinguished financial institution with a rich history dating back to its establishment in 1856. Headquartered in Buffalo, New York, M&T Bank has consistently demonstrated a commitment to providing superior financial services and solutions to its customers. With over a century and a half of experience, M&T Bank has become a prominent player in the banking industry, renowned for its dedication to customer service, community engagement, and financial stability.

M&T Bank offers a comprehensive suite of financial products and services, including personal banking, business banking, commercial lending, wealth management, and more. The bank’s primary focus is to help individuals, businesses, and communities thrive by providing them with the tools and support they need to achieve their financial goals.

One of M&T Bank’s notable strengths is its emphasis on community involvement. The bank actively participates in philanthropic efforts and community development projects, contributing to the growth and well-being of the areas it serves. This commitment to local communities has earned M&T Bank a strong reputation for its corporate social responsibility.

With a strong presence in the Northeastern and Mid-Atlantic regions of the United States, M&T Bank continues to thrive as a reliable and customer-focused financial institution. Its enduring legacy of integrity, community support, and financial expertise makes it a standout choice for individuals and businesses seeking a trusted banking partner.


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